There is No Need to Rush | Retirement Plus

As with any financial decision, it's best not to rush.

Download and read our brochure carefully first then talk to your
financial adviser and solicitor. You also need to make sure you've
considered all the alternatives and that you understand the risks and
benefits of taking out the Property Plan. Look at your income and
expenditure carefully. Ask yourself whether this is the best way of
raising some money. Here are some of the alternatives you could
consider:

Could you save money by reducing the amount you spend each day?
Do you have any savings tucked away that you could use first?
Have you looked at any grants your local authority might give you?
Are there any state benefits you're not claiming that might make a difference?
Should you trade down to a lower value property?
Should you sell your property and rent somewhere else to live?
Do you really need the money right away?

Perhaps the Property Plan is something you may need in the future.

Above all, talk to your family so that they are aware of the full
implications of taking out the Property Plan. Your children will want
to know that you're not making a rash or unnecessary decision. But
they'll also want to be sure that you enjoy a comfortable retirement.