The Property Plans - A Range of Home Reversion Plans - a Real Alternative to Lifetime Mortgages

The Retirement Plus range of equity release Property Plans have no upfront discounting. We will buy a right to own a share of your client's home for its market value and they can continue living in their home for the rest of their life. Every month our percentage share in their property will increase at a fixed rate set at the time the Property Plan is taken out up to an agreed maximum and their share in the property will decrease.

When they die, the property will be sold and we will deduct our share of the money received from the sale, and the costs of sale, before paying any remaining funds to their estate. The Property Plans terms are transferable to another suitable property should they wish to move home.

So what are the benefits of the Property Plans?

• Guarantees your client can leave an inheritance with a Protected Share - yet still raise the same amount of money as they would on a lifetime mortgage
• The only home reversion plans that ensure your client receives full payment for the share of their property they transfer at the start
• Your clients estate will not be penalised should they die earlier than expected, as our share in their property only grows over time
• Enables flexibility. Your client can sell their property or cancel at any time should their circumstances change for better or worse
• It's still your client's home. We own the property jointly and work in partnership with them